The most popular WooCommerce payment integrations in Latvia

In short: The article compares WooCommerce payment integrations available in Latvia — MakeCommerce, Paysera, Stripe and bank payment solutions. MakeCommerce combines payment and delivery integrations in one plugin, Stripe supports card payments and digital wallets for international buyers, and the most suitable choice depends on the store’s customers, currencies and the payment methods needed.

To build a successful e-commerce platform on WordPress, one of the most important parts is choosing payment and delivery integrations. Several payment solutions are available in Latvia that let store owners offer customers secure and convenient payment. One option is MakeCommerce, which offers both payment and delivery integration in one plugin.

In this article we compare the most commonly used solutions and what to look out for when choosing a payment integration for a WooCommerce store. Terms and fees change, so check the current information on the provider’s website before signing a contract.

MakeCommerce is a payment and delivery integration solution for the Baltic states and Finland. Its WooCommerce plugin lets you connect both payment methods and delivery services in one place.

Main features:

• Payments: in Latvia — Swedbank, SEB, Citadele and Luminor online banking, Visa and Mastercard cards, Apple Pay and Google Pay, as well as buy now, pay later options.
• Delivery integration: Omniva, DPD, Venipak, SmartPosti and Unisend parcel lockers, and for some carriers courier delivery too. There is no need to look for separate delivery integrations, because payments and delivery are in one plugin.
• A single contract: one contract for four countries — Estonia, Latvia, Lithuania and Finland.

MakeCommerce suits stores whose buyers are mainly in the Baltics and which want to manage payments and parcel lockers in one place.

Paysera is a payment service provider that offers online stores a payment solution with online banking and card payments.

Advantages:

• payments by card and via the most popular banks’ online banking in the relevant country;
• the Paysera WooCommerce plugin also has delivery options, for example Omniva, Venipak and LP Express;
• fees depend on the contract — compare current price lists with other solutions.

Stripe is an international payment platform that is also available in Latvia. It integrates with WooCommerce and supports various payment methods — from payment cards to digital wallets such as Apple Pay and Google Pay.

Advantages:

• International buyers: payments from different countries and in different currencies.
• Many payment methods: card payments, digital wallets and other solutions.
• Room to grow: API connections and extensions for more complex payment scenarios.

Stripe suits stores that sell to international buyers and want to offer modern payment methods.

Banks also offer e-commerce payment solutions. SEB offers its e-commerce payment solution in Latvia in cooperation with the financial technology company EveryPay, while Citadele offers the e-commerce solution Klix. Both solutions accept payments from the largest Baltic banks and with Visa and Mastercard cards, and they also have other methods — for example, PayPal in the SEB and EveryPay solution, and Apple Pay, Google Pay and buy now, pay later in the Klix solution. The contract is signed with the bank or its partner.

Advantages:

• payments from the largest Baltic banks and by card;
• a contract and support from the bank or its partner;
• the availability and terms of payments depend on the specific product — check them on the bank’s website.

• Where your buyers are: for buyers in Latvia, online banking and cards matter; for international buyers, cards and digital wallets.
• Whether you need delivery in the same solution: the MakeCommerce and Paysera plugins also offer parcel locker delivery.
• Currencies and countries: whether the store sells only in the euro area or in other currencies too.
• Fees and contract terms: compare current price lists.
• Instalments or leasing: if you sell more expensive products, check whether the solution offers this.

• Pet shop online store — payments by card, online banking, leasing and PayPal, delivery to parcel lockers across Latvia.
• Hannu-pro — payments by credit card and online bank transfer.
• Boards You — online SUP rental booking and payment; site: boardsyou.lv.
• Toptrail — payment, checkout and worldwide shipping for international buyers.

During development, we help choose and connect the most suitable payment and delivery solution for the store. This is part of the service WooCommerce online store development.

Several payment integrations are available for WooCommerce stores in Latvia. MakeCommerce combines payment and delivery services in one plugin, Stripe suits international buyers, and bank solutions suit companies that want to work with their own bank. The most suitable choice is determined by the buyers, currencies, the payment methods needed and the contract terms.

Related: Online store development · What is WooCommerce · WooCommerce, Shopify, OpenCart or Magento.